Monthly net cash flow
$0Neutral cash flow after mortgage payments and recurring expenses. Equity Build is shown separately.Tools ยท Property finance
Test the property against the loan.
Separate spendable rental cash flow from principal repayment so the financing structure can be assessed as both a monthly commitment and a balance-sheet decision.
Mortgaged property cash flow
See the whole ownership picture.
Estimate rent coverage, debt service, recurring expenses, cash flow yield, and first-year Equity Build from principal repayment.
Annual cash flow and equity map
DSCR 0.00xEquity Build is the first-year principal repayment. It reduces the loan balance but is not spendable cash flow.
Monthly ownership snapshot
Annualized expense map
Monthly property expenses$012x per year
Quarterly property expenses$04x per year
Semi-annual property expenses$02x per year
Annual property expenses$01x per year
Property cash flow memo
Disclaimer: This calculator is for educational and research purposes only. It does not constitute property, mortgage, financial, tax, legal, or investment advice. Verify property-specific rent, vacancy, fees, maintenance, insurance, taxation, financing terms, and local regulations independently.